SECURITY POLICY

Your payment and personal information is always safe. Our Secure Socket Layer (SSL) software is the industry standard and among the best software available today for secure commerce transactions. It encrypts all of your personal information, including your credit card number, name, and address, so that it cannot be read while in transit over the internet.

REFUND POLICY

All overpayment refunds will be issued no later than the tenth day of the following month.

SHIPPING POLICY

As we currently do not distribute any shippable goods, we do not have a shipping policy.

PRIVACY POLICY

We respect and are committed to protecting your privacy. We may collect personally identifiable information when you visit our site. We also automatically receive and record information on our server logs from your browser including your IP address, cookie information and the page(s) you visited. We will only share this information with the clients to whom we are collecting payments on behalf of.

OBJECTIVES

Finance System has created this security and privacy statement in order to document and communicate its commitment to doing business with the highest ethical standards and appropriate internal controls. This Internet Policy describes the privacy policies applicable to Finance System's U.S. Internet websites www.ko-pay.com and www.financesysteminc.com and www.fscollect.com and www.finsysrich.com and www.radiologybills.com and www.radcollect.com.

EXPLICIT INFORMATION GATHERING

You can examine our entire web site without providing any information whatsoever. However, our web site's email information request function requires users to give us contact information. This information is used to provide information to those who inquire about our products and services and to handle related business matters. This information is also used to get in touch with customers when necessary. The information gathered through this website will not be used to notify you about unsolicited products and services.

COOKIES

We sometimes use an internet device called a cookie to store login or other information on your computer. A cookie is a small amount of information that a web site transfers to your computer's hard drive. We use cookies to simplify your access and to tailor our services to your needs and interests. For some services, we offer uses the choice of having an ID or password stored in a cookie so that you do not need to re-enter it when you return to the site. No other site can read a cookie set by KO-Pay, and we cannot read a cookie that another web site wrote to your computer. Most internet browsers are set to accept cookies. Users can reset browsers to refuse cookies and still use our web site, although access may be slower and less convenient.

COVERT INFORMATION GATHERING

Our site does not covertly capture information regarding the specific activities of any particular user. our site does, however, produce reports that permit us to view your activity on our site in anonymous or aggregated form. We do not use cookies, web bugs, or any other active content mechanism to capture or maintain information about users without their prior consent. The only personal information that we capture has been specifically submitted to us through the email information request function. We do not store any persistent information on your computer.

INFORMATION USE

When you disclose personal information to us, it may be used or disclosed in accordance with Finance System's normal course of business. The only exception involves disclosure to the government according to normal business practice, for instance for the collection of taxes, and according to the orders of a court, for example responding to a subpoena or search warrant.

LINKS TO OTHER SITES

This site contains a number of links to other sites. Finance System is not responsible for the security or privacy practice of these sites, the products or services offered by these sites, or the content appearing at these sites.

SECURITY MEASURES

Our site is protected with a variety of security measures such as change control procedures, passwords, and physical access controls. We also employ a variety of other mechanisms to ensure that data you provide is not lost, misued, or altered inappropriately. These controls include confidentiality policies and regular database backups.

FOR MORE INFORMATION REGARDING THIS INTERNET PRIVACY POLICY, CONTACT:

Address:
Finance System, Inc.
5703 National Road East
P.O. Box 786
Richmond, IN 47375

Main Phone:
877-962-7507